Oh and now there's the battle for the best Credit Card freebies! I used to love BPI's free food, I have the BPI card which just my mom's extension way way back, which I would use whenever she asks me to buy anything for her for groceries and errands. My mom would hoard all of these free goodies depending on what freebies are for the month, like there was a time Tokyo Tokyo was the partner, we'd have endless meals from Tokyo Tokyo, then there was Goldilocks, and Chowking. So Ian and I both decided to get this card as our 'joint' card when we got hitched.
From August 1 to September 30, P1,000, P2,000, P3,000 purchases will get you free food in Jollibee! :) But to clarify that, P10,000 charged slip doesn't mean you can claim 10 P1,000 freebies. It's per charged slip, so a P10,000 slip would just give you the P3,000 food freebie.
For a minimum single transaction of P1,000 Jolly Hotdog Classic/Jolly Hotdog Chili Cheese or Ice Craze.
For a minimum single transaction of P2,000 Yum with Sundae (Rocky Road, Black Forest or Chocolate) or Yum with Regular Jolly Crispy Fries .
For a minimum single transaction of P3,000 Cheesy Bacon Mushroom with Large Jolly Crispy Fries or Double Yum with TLC with Large Jolly Crispy Fries.
Not bad right? And then Citibank came up with it's own freebie for the credit card!
Ian and I have been both using Citibank cards as our 'personal' credit card even before we got married, so we just retained it. And the BPI credit card we actually got kind of sucked because of it's low credit limit, they didn't even match our existing credit limit, so we both decided to keep it as well. We love our Citibank Credit Card because we got the Mercury Drug card, it has rebates in Mercury Drug (who doesn't buy medicine in Mercury?) plus that's how we got a low monthly fee in Fitness First because of their tie-up. We don't really check on the interest rates, etc. on choosing the credit cards since we pay on time, but really more for the freebies what we can get from the bank. I'm not a supporter/believer of the 'points' system in credit cards because I used to have an Equitable card (now BDO) and what I got for using it for x years was a measly P500.00 GC. The points conversion are so low. Instant gratification is way better for consumers, imagine the P500.00 GC that I got before can be easily matched in a matter of months from the food freebies one can get from BPI, I mean one can instantly accumulate receipts and get P500.00 worth of food from Jollibee. (Our BPI card's the one with the points system, I just have to consider this as the 'plus' because the main goal was to claim the free food! :p)
Anyway, as for Citibank's freebie, which I absolutely love, it's free movie passes! (Add to that the 5% rebate on all purchases you make using the card until August 31, 2009)
For a minimum single transaction of P1,500 you get 1 Free Movie Pass worth P130.For a minimum single transaction of P3,500 you get 2 Free Movie Passes worth P260
Plus Popcorn & Softdrinks for 2.
For a minimum single transaction of P20,000 you get 3 Free Movie Passes worth P390
Plus Popcorn & Softdrinks for 3.
Ayala Malls are included! :) You still have to shell out for this though, since movies in Greenbelt 3 are priced at P180 and P200, upon claiming the free movie passes, you'd have to add money. I think the promo's really nice! The free popcorn in Greenbelt 3 is from Chimara (the one cooked in olive oil!).
What we do now if our purchase reaches P1,000, we use the BPI card, if it's P1,500, the Citibank card :D So we can avail of freebies! So if you're reading this, and you've been using HSBC (which only give freebies upon signing like the free Mango watch for instance), or any other card, it's probably the best time to switch! The promos are open to ANY Citibank/BPI credit cards. So if you like the earn-points-system-thing for gadgets/appliances or the one for miles, both banks have that and would still qualify you to grab the freebies I mentioned.
3 comments:
nice one rica! when i was with metro, i had metrobank, bpi and hsbc. now that i've resigned, i've decided to drop metro! they totally f* up my account because i was an employee & resigning. kaya i wouldn't recommend it to anyone. haha! hsbc has its perks though, you can actually get them to waive your annual fees. plus they automatically increase your credit limit. :)
citibank din automatically increases the credit limit. sabi nila sa bpi din daw :D pero we thought tatapatan kagad nila existing credit limit namin eh haha, alam ko bpi waives din kasi mom ko never paid for annual fee. get citi din :P haha
Hahaa. Nice! Super sulit ang mga credit cards sayo Rica.
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